Call reports 2007
PUTNAM STATE BANK — 2007
What PUTNAM STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 157,883,000 | 156,796,000 | 177,068,000 | 175,651,000 |
| Total loans | 111,501,000 | 114,071,000 | 118,109,000 | 128,927,000 |
| Allowance for loan losses | 1,164,000 | 1,412,000 | 1,470,000 | 1,483,000 |
| Securities available for sale | 22,113,000 | 23,111,000 | 33,985,000 | 28,320,000 |
| Securities held to maturity | 1,377,000 | 1,371,000 | 1,365,000 | 1,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,159,000 | 129,530,000 | 149,515,000 | 141,094,000 |
| Interest-bearing deposits | 114,958,000 | 112,928,000 | 133,095,000 | 127,136,000 |
| Noninterest-bearing deposits | 16,201,000 | 16,602,000 | 16,420,000 | 13,958,000 |
| Equity capital | 15,407,000 | 15,728,000 | 16,032,000 | 16,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,835,000 | 5,690,000 | 8,641,000 | 11,836,000 |
| Interest expense | 1,215,000 | 2,427,000 | 3,806,000 | 5,216,000 |
| Net interest income | 1,620,000 | 3,263,000 | 4,835,000 | 6,620,000 |
| Noninterest income | 161,000 | 762,000 | 884,000 | 1,027,000 |
| Noninterest expense | 1,237,000 | 2,418,000 | 3,645,000 | 4,896,000 |
| Provision for loan losses | 60,000 | 323,000 | 390,000 | 410,000 |
| Pretax income | 484,000 | 1,284,000 | 1,684,000 | 2,398,000 |
| Income tax | 174,000 | 461,000 | 604,000 | 860,000 |
| Net income | 310,000 | 823,000 | 1,080,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,445,000 | 15,958,000 | 16,215,000 | 16,313,000 |
| Total capital | 16,609,000 | 17,370,000 | 17,685,000 | 17,796,000 |
| Risk-weighted assets | 129,571,000 | 135,507,000 | 144,035,000 | 154,741,000 |