Call reports 2006
PUTNAM STATE BANK — 2006
What PUTNAM STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 142,202,000 | 142,114,000 | 153,805,000 | 154,027,000 |
| Total loans | 97,551,000 | 100,451,000 | 107,738,000 | 111,035,000 |
| Allowance for loan losses | 992,000 | 1,038,000 | 1,093,000 | 1,119,000 |
| Securities available for sale | 13,442,000 | 14,481,000 | 20,326,000 | 19,658,000 |
| Securities held to maturity | 1,400,000 | 1,395,000 | 1,389,000 | 1,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,678,000 | 126,181,000 | 127,243,000 | 127,860,000 |
| Interest-bearing deposits | 105,883,000 | 107,426,000 | 109,721,000 | 112,806,000 |
| Noninterest-bearing deposits | 20,795,000 | 18,755,000 | 17,522,000 | 15,054,000 |
| Equity capital | 14,644,000 | 15,010,000 | 15,613,000 | 15,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,219,000 | 4,705,000 | 7,347,000 | 10,149,000 |
| Interest expense | 665,000 | 1,409,000 | 2,298,000 | 3,403,000 |
| Net interest income | 1,554,000 | 3,296,000 | 5,049,000 | 6,746,000 |
| Noninterest income | 181,000 | 341,000 | 481,000 | 621,000 |
| Noninterest expense | 1,119,000 | 2,246,000 | 3,396,000 | 4,686,000 |
| Provision for loan losses | 50,000 | 100,000 | 160,000 | 388,000 |
| Pretax income | 566,000 | 1,291,000 | 2,010,000 | 2,329,000 |
| Income tax | 203,000 | 463,000 | 721,000 | 835,000 |
| Net income | 363,000 | 828,000 | 1,289,000 | 1,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,779,000 | 15,244,000 | 15,704,000 | 15,135,000 |
| Total capital | 15,771,000 | 16,282,000 | 16,797,000 | 16,254,000 |
| Risk-weighted assets | 116,443,000 | 118,838,000 | 126,061,000 | 130,960,000 |