Call reports 2005
PUTNAM STATE BANK — 2005
What PUTNAM STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 118,570,000 | 121,411,000 | 128,546,000 | 137,626,000 |
| Total loans | 90,483,000 | 91,785,000 | 91,734,000 | 94,147,000 |
| Allowance for loan losses | 835,000 | 897,000 | 927,000 | 952,000 |
| Securities available for sale | 10,064,000 | 10,596,000 | 12,075,000 | 13,314,000 |
| Securities held to maturity | 1,067,000 | 1,065,000 | 1,408,000 | 1,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,526,000 | 105,079,000 | 111,890,000 | 117,607,000 |
| Interest-bearing deposits | 89,877,000 | 92,084,000 | 99,684,000 | 105,419,000 |
| Noninterest-bearing deposits | 12,649,000 | 12,995,000 | 12,206,000 | 12,188,000 |
| Equity capital | 10,352,000 | 10,741,000 | 11,011,000 | 14,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,659,000 | 3,480,000 | 5,455,000 | 7,553,000 |
| Interest expense | 443,000 | 926,000 | 1,482,000 | 2,143,000 |
| Net interest income | 1,216,000 | 2,554,000 | 3,973,000 | 5,410,000 |
| Noninterest income | 188,000 | 410,000 | 562,000 | 729,000 |
| Noninterest expense | 925,000 | 1,908,000 | 2,994,000 | 4,136,000 |
| Provision for loan losses | 30,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 449,000 | 966,000 | 1,421,000 | 1,883,000 |
| Income tax | 161,000 | 366,000 | 510,000 | 675,000 |
| Net income | 288,000 | 600,000 | 911,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,431,000 | 10,744,000 | 11,055,000 | 14,416,000 |
| Total capital | 11,266,000 | 11,641,000 | 11,982,000 | 15,368,000 |
| Risk-weighted assets | 104,499,000 | 105,892,000 | 107,058,000 | 111,828,000 |