Call reports 2003
PUTNAM STATE BANK — 2003
What PUTNAM STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 100,134,000 | 102,138,000 | 100,975,000 | 102,433,000 |
| Total loans | 70,354,000 | 68,919,000 | 70,376,000 | 72,673,000 |
| Allowance for loan losses | 816,000 | 764,000 | 744,000 | 742,000 |
| Securities available for sale | 11,154,000 | 10,954,000 | 10,762,000 | 10,330,000 |
| Securities held to maturity | 815,000 | 813,000 | 809,000 | 807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,257,000 | 92,056,000 | 90,641,000 | 92,426,000 |
| Interest-bearing deposits | 81,836,000 | 82,577,000 | 82,658,000 | 82,062,000 |
| Noninterest-bearing deposits | 8,421,000 | 9,479,000 | 7,983,000 | 10,364,000 |
| Equity capital | 9,297,000 | 9,648,000 | 9,747,000 | 9,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,021,000 | 4,517,000 | 5,957,000 |
| Interest expense | 497,000 | 968,000 | 1,401,000 | 1,799,000 |
| Net interest income | 1,075,000 | 2,053,000 | 3,116,000 | 4,158,000 |
| Noninterest income | 167,000 | 335,000 | 509,000 | 695,000 |
| Noninterest expense | 779,000 | 1,583,000 | 2,435,000 | 3,300,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 463,000 | 805,000 | 1,349,000 | 1,722,000 |
| Income tax | 166,000 | 289,000 | 484,000 | 618,000 |
| Net income | 297,000 | 516,000 | 865,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,205,000 | 9,424,000 | 9,773,000 | 9,577,000 |
| Total capital | 10,021,000 | 10,188,000 | 10,517,000 | 10,319,000 |
| Risk-weighted assets | 82,822,000 | 81,939,000 | 83,995,000 | 85,939,000 |