Call reports 2002
PUTNAM STATE BANK — 2002
What PUTNAM STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 96,205,000 | 96,937,000 | 98,821,000 | 99,439,000 |
| Total loans | 71,961,000 | 70,191,000 | 69,010,000 | 71,244,000 |
| Allowance for loan losses | 831,000 | 815,000 | 801,000 | 799,000 |
| Securities available for sale | 506,000 | 3,515,000 | 6,853,000 | 10,278,000 |
| Securities held to maturity | 1,333,000 | 1,327,000 | 1,322,000 | 1,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,415,000 | 87,954,000 | 89,377,000 | 89,862,000 |
| Interest-bearing deposits | 78,418,000 | 77,297,000 | 78,812,000 | 81,868,000 |
| Noninterest-bearing deposits | 8,997,000 | 10,657,000 | 10,565,000 | 7,995,000 |
| Equity capital | 8,325,000 | 8,531,000 | 8,953,000 | 9,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,792,000 | 4,358,000 | 6,092,000 |
| Interest expense | 652,000 | 1,266,000 | 1,845,000 | 2,404,000 |
| Net interest income | 692,000 | 1,526,000 | 2,513,000 | 3,688,000 |
| Noninterest income | 156,000 | 313,000 | 460,000 | 635,000 |
| Noninterest expense | 755,000 | 1,508,000 | 2,280,000 | 3,012,000 |
| Provision for loan losses | 175,000 | 175,000 | 175,000 | 175,000 |
| Pretax income | -82,000 | 156,000 | 518,000 | 1,136,000 |
| Income tax | 0 | 55,000 | 184,000 | 384,000 |
| Net income | -82,000 | 101,000 | 334,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,318,000 | 8,514,000 | 8,748,000 | 8,908,000 |
| Total capital | 9,149,000 | 9,329,000 | 9,549,000 | 9,707,000 |
| Risk-weighted assets | 85,017,000 | 84,040,000 | 83,055,000 | 83,137,000 |