Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 74,787,000 | 74,881,000 | 75,666,000 | 75,769,000 |
| Total loans | 42,319,000 | 44,025,000 | 43,269,000 | 41,835,000 |
| Allowance for loan losses | 940,000 | 871,000 | 785,000 | 1,093,000 |
| Securities available for sale | 29,481,000 | 27,617,000 | 27,827,000 | 29,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,298,000 | 65,317,000 | 64,415,000 | 65,758,000 |
| Interest-bearing deposits | 53,389,000 | 52,887,000 | 50,905,000 | 52,017,000 |
| Noninterest-bearing deposits | 12,909,000 | 12,430,000 | 13,510,000 | 13,741,000 |
| Equity capital | 8,186,000 | 8,640,000 | 9,224,000 | 9,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,762,000 | 2,650,000 | 3,563,000 |
| Interest expense | 339,000 | 678,000 | 981,000 | 1,277,000 |
| Net interest income | 542,000 | 1,084,000 | 1,669,000 | 2,286,000 |
| Noninterest income | 46,000 | 143,000 | 208,000 | 361,000 |
| Noninterest expense | 403,000 | 804,000 | 1,188,000 | 1,626,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 85,000 |
| Pretax income | 185,000 | 348,000 | 614,000 | 936,000 |
| Income tax | 7,000 | 9,000 | 13,000 | 13,000 |
| Net income | 178,000 | 339,000 | 601,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,784,000 | 9,944,000 | 10,206,000 | 10,528,000 |
| Total capital | 10,404,000 | 10,578,000 | — | — |
| Risk-weighted assets | 49,323,000 | 50,519,000 | — | — |