Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 75,285,000 | 74,340,000 | 73,880,000 | 77,167,000 |
| Total loans | 35,650,000 | 32,615,000 | 36,557,000 | 40,666,000 |
| Allowance for loan losses | 1,087,000 | 1,038,000 | 975,000 | 976,000 |
| Securities available for sale | 32,892,000 | 31,791,000 | 32,519,000 | 31,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,761,000 | 67,279,000 | 64,765,000 | 60,659,000 |
| Interest-bearing deposits | 53,274,000 | 53,737,000 | 51,352,000 | 43,858,000 |
| Noninterest-bearing deposits | 14,487,000 | 13,542,000 | 13,413,000 | 16,801,000 |
| Equity capital | 7,458,000 | 6,991,000 | 6,151,000 | 6,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,070,000 | 1,622,000 | 2,241,000 |
| Interest expense | 57,000 | 112,000 | 166,000 | 301,000 |
| Net interest income | 495,000 | 958,000 | 1,456,000 | 1,940,000 |
| Noninterest income | 44,000 | 154,000 | 194,000 | 299,000 |
| Noninterest expense | 336,000 | 661,000 | 971,000 | 1,389,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 451,000 | 679,000 | 841,000 |
| Income tax | 10,000 | 21,000 | 34,000 | 47,000 |
| Net income | 193,000 | 430,000 | 645,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,399,000 | 9,636,000 | 9,851,000 | 10,000,000 |