Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 63,975,000 | 64,029,000 | 63,582,000 | 66,250,000 |
| Total loans | 40,235,000 | 39,899,000 | 40,413,000 | 43,875,000 |
| Allowance for loan losses | 873,000 | 764,000 | 1,099,000 | 804,000 |
| Securities available for sale | 17,927,000 | 17,226,000 | 17,164,000 | 16,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,471,000 | 54,388,000 | 52,492,000 | 54,880,000 |
| Interest-bearing deposits | 47,938,000 | 43,835,000 | 42,338,000 | 42,880,000 |
| Noninterest-bearing deposits | 6,533,000 | 10,553,000 | 10,154,000 | 12,000,000 |
| Equity capital | 9,162,000 | 9,521,000 | 9,461,000 | 9,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,257,000 | 1,873,000 | 2,550,000 |
| Interest expense | 85,000 | 179,000 | 275,000 | 378,000 |
| Net interest income | 572,000 | 1,078,000 | 1,598,000 | 2,172,000 |
| Noninterest income | 56,000 | 153,000 | 202,000 | 295,000 |
| Noninterest expense | 272,000 | 592,000 | 890,000 | 1,279,000 |
| Provision for loan losses | 0 | 100,000 | 450,000 | 450,000 |
| Pretax income | 356,000 | 539,000 | 460,000 | 738,000 |
| Income tax | 21,000 | 36,000 | 51,000 | 66,000 |
| Net income | 335,000 | 503,000 | 409,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,187,000 | 9,355,000 | 9,261,000 | 9,524,000 |
| Total capital | 9,784,000 | 9,946,000 | 9,866,000 | 10,172,000 |
| Risk-weighted assets | 47,482,000 | 47,137,000 | 47,913,000 | 51,674,000 |