Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,135,000 | 69,266,000 | 69,384,000 | 69,603,000 |
| Total loans | 35,222,000 | 35,693,000 | 36,187,000 | 37,128,000 |
| Allowance for loan losses | 739,000 | 728,000 | 699,000 | 723,000 |
| Securities available for sale | 28,041,000 | 26,489,000 | 26,026,000 | 25,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,286,000 | 58,011,000 | 58,968,000 | 59,480,000 |
| Interest-bearing deposits | 52,389,000 | 50,513,000 | 51,368,000 | 49,487,000 |
| Noninterest-bearing deposits | 7,897,000 | 7,498,000 | 7,600,000 | 9,993,000 |
| Equity capital | 8,779,000 | 9,173,000 | 9,347,000 | 9,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,136,000 | 1,710,000 | 2,286,000 |
| Interest expense | 67,000 | 134,000 | 200,000 | 263,000 |
| Net interest income | 503,000 | 1,002,000 | 1,510,000 | 2,023,000 |
| Noninterest income | 44,000 | 128,000 | 178,000 | 264,000 |
| Noninterest expense | 254,000 | 561,000 | 848,000 | 1,196,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 70,000 |
| Pretax income | 268,000 | 519,000 | 790,000 | 1,019,000 |
| Income tax | 16,000 | 28,000 | 41,000 | 53,000 |
| Net income | 252,000 | 491,000 | 749,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,593,000 | 8,792,000 | 9,051,000 | 9,267,000 |
| Total capital | 9,143,000 | 9,341,000 | 9,607,000 | 9,837,000 |
| Risk-weighted assets | 43,842,000 | 43,729,000 | 44,321,000 | 45,418,000 |