Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,000,000 | 71,490,000 | 72,908,000 | 75,001,000 |
| Total loans | 37,314,000 | 36,909,000 | 35,697,000 | 36,559,000 |
| Allowance for loan losses | 632,000 | 648,000 | 670,000 | 712,000 |
| Securities available for sale | 25,086,000 | 25,202,000 | 27,434,000 | 27,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,421,000 | 62,807,000 | 63,845,000 | 65,891,000 |
| Interest-bearing deposits | 52,963,000 | 55,441,000 | 55,603,000 | 54,813,000 |
| Noninterest-bearing deposits | 9,458,000 | 7,366,000 | 8,242,000 | 11,078,000 |
| Equity capital | 8,501,000 | 8,610,000 | 8,988,000 | 9,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,162,000 | 1,739,000 | 2,320,000 |
| Interest expense | 75,000 | 151,000 | 227,000 | 299,000 |
| Net interest income | 507,000 | 1,011,000 | 1,512,000 | 2,021,000 |
| Noninterest income | 58,000 | 91,000 | 144,000 | 220,000 |
| Noninterest expense | 286,000 | 543,000 | 820,000 | 1,152,000 |
| Provision for loan losses | 15,000 | 30,000 | 50,000 | 90,000 |
| Pretax income | 266,000 | 531,000 | 791,000 | 1,005,000 |
| Income tax | 16,000 | 29,000 | 41,000 | 54,000 |
| Net income | 250,000 | 502,000 | 750,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,359,000 | 8,612,000 | 8,860,000 | 9,061,000 |
| Total capital | 8,928,000 | 9,168,000 | 9,414,000 | 9,635,000 |
| Risk-weighted assets | 45,434,000 | 44,400,000 | 44,217,000 | 45,781,000 |