Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 67,586,000 | 64,668,000 | 65,362,000 | 70,555,000 |
| Total loans | 36,115,000 | 35,626,000 | 33,800,000 | 40,516,000 |
| Allowance for loan losses | 616,000 | 629,000 | 650,000 | 632,000 |
| Securities available for sale | 25,906,000 | 23,108,000 | 24,278,000 | 24,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,212,000 | 56,204,000 | 55,226,000 | 57,928,000 |
| Interest-bearing deposits | 51,009,000 | 48,863,000 | 47,423,000 | 49,377,000 |
| Noninterest-bearing deposits | 8,203,000 | 7,341,000 | 7,803,000 | 8,551,000 |
| Equity capital | 8,026,000 | 8,369,000 | 8,558,000 | 8,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,148,000 | 1,697,000 | 2,288,000 |
| Interest expense | 93,000 | 184,000 | 270,000 | 348,000 |
| Net interest income | 485,000 | 964,000 | 1,427,000 | 1,940,000 |
| Noninterest income | 57,000 | 119,000 | 179,000 | 249,000 |
| Noninterest expense | 297,000 | 568,000 | 837,000 | 1,191,000 |
| Provision for loan losses | 15,000 | 30,000 | 50,000 | 35,000 |
| Pretax income | 230,000 | 485,000 | 719,000 | 963,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 31,000 |
| Net income | 222,000 | 470,000 | 696,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,099,000 | 8,347,000 | 8,574,000 | 8,810,000 |
| Total capital | 8,619,000 | 8,857,000 | 9,075,000 | 9,397,000 |
| Risk-weighted assets | 41,532,000 | 40,714,000 | 39,901,000 | 46,947,000 |