Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 73,309,000 | 71,229,000 | 68,927,000 | 70,420,000 |
| Total loans | 32,353,000 | 35,230,000 | 34,082,000 | 37,745,000 |
| Allowance for loan losses | 548,000 | 549,000 | 551,000 | 611,000 |
| Securities available for sale | 30,152,000 | 28,914,000 | 27,489,000 | 26,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,844,000 | 61,910,000 | 59,029,000 | 59,875,000 |
| Interest-bearing deposits | 56,231,000 | 53,605,000 | 50,239,000 | 50,012,000 |
| Noninterest-bearing deposits | 8,613,000 | 8,305,000 | 8,790,000 | 9,863,000 |
| Equity capital | 8,327,000 | 7,945,000 | 8,293,000 | 8,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,197,000 | 1,801,000 | 2,400,000 |
| Interest expense | 125,000 | 241,000 | 349,000 | 450,000 |
| Net interest income | 469,000 | 956,000 | 1,452,000 | 1,950,000 |
| Noninterest income | 64,000 | 137,000 | 194,000 | 288,000 |
| Noninterest expense | 278,000 | 542,000 | 812,000 | 1,131,000 |
| Provision for loan losses | 0 | 0 | 66,000 | 126,000 |
| Pretax income | 255,000 | 551,000 | 768,000 | 981,000 |
| Income tax | 9,000 | 22,000 | 35,000 | 48,000 |
| Net income | 246,000 | 529,000 | 733,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,903,000 | 8,186,000 | 8,390,000 | 8,590,000 |
| Total capital | 8,388,000 | 8,706,000 | 8,894,000 | 9,129,000 |
| Risk-weighted assets | 38,724,000 | 41,545,000 | 40,284,000 | 43,044,000 |