Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,098,000 | 64,451,000 | 68,043,000 | 73,746,000 |
| Total loans | 36,241,000 | 34,580,000 | 32,534,000 | 35,739,000 |
| Allowance for loan losses | 560,000 | 541,000 | 562,000 | 562,000 |
| Securities available for sale | 23,412,000 | 23,615,000 | 22,992,000 | 22,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,661,000 | 55,745,000 | 59,134,000 | 64,762,000 |
| Interest-bearing deposits | 45,467,000 | 44,660,000 | 50,745,000 | 55,090,000 |
| Noninterest-bearing deposits | 18,194,000 | 11,085,000 | 8,389,000 | 9,672,000 |
| Equity capital | 8,285,000 | 8,540,000 | 8,758,000 | 8,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,309,000 | 1,918,000 | 2,520,000 |
| Interest expense | 156,000 | 300,000 | 428,000 | 560,000 |
| Net interest income | 505,000 | 1,009,000 | 1,490,000 | 1,960,000 |
| Noninterest income | 51,000 | 114,000 | 168,000 | 262,000 |
| Noninterest expense | 286,000 | 586,000 | 844,000 | 1,218,000 |
| Provision for loan losses | 0 | 0 | 49,000 | 61,000 |
| Pretax income | 270,000 | 537,000 | 765,000 | 943,000 |
| Income tax | 26,000 | 40,000 | 54,000 | 68,000 |
| Net income | 244,000 | 497,000 | 711,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,726,000 | 7,949,000 | 8,164,000 | 8,327,000 |
| Total capital | 8,239,000 | 8,438,000 | 8,632,000 | 8,842,000 |
| Risk-weighted assets | 41,029,000 | 39,087,000 | 37,373,000 | 41,138,000 |