Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,538,000 | 63,880,000 | 65,566,000 | 68,167,000 |
| Total loans | 36,302,000 | 32,495,000 | 33,731,000 | 35,888,000 |
| Allowance for loan losses | 493,000 | 517,000 | 539,000 | 559,000 |
| Securities available for sale | 22,596,000 | 22,608,000 | 23,317,000 | 24,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,520,000 | 55,459,000 | 56,805,000 | 58,215,000 |
| Interest-bearing deposits | 47,728,000 | 47,025,000 | 50,514,000 | 49,078,000 |
| Noninterest-bearing deposits | 7,792,000 | 8,434,000 | 6,291,000 | 9,137,000 |
| Equity capital | 7,831,000 | 8,223,000 | 8,585,000 | 8,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,364,000 | 2,023,000 | 2,702,000 |
| Interest expense | 200,000 | 393,000 | 583,000 | 760,000 |
| Net interest income | 487,000 | 971,000 | 1,440,000 | 1,942,000 |
| Noninterest income | 58,000 | 130,000 | 194,000 | 287,000 |
| Noninterest expense | 291,000 | 587,000 | 870,000 | 1,224,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 229,000 | 464,000 | 689,000 | 905,000 |
| Income tax | 10,000 | 12,000 | 13,000 | 15,000 |
| Net income | 219,000 | 452,000 | 676,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,491,000 | 7,724,000 | 7,948,000 | 8,162,000 |
| Total capital | 7,984,000 | 8,184,000 | 8,425,000 | 8,672,000 |
| Risk-weighted assets | 40,578,000 | 36,764,000 | 38,081,000 | 40,768,000 |