Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 58,807,000 | 58,387,000 | 62,255,000 | 67,847,000 |
| Total loans | 35,445,000 | 33,024,000 | 35,359,000 | 35,462,000 |
| Allowance for loan losses | 566,000 | 503,000 | 537,000 | 461,000 |
| Securities available for sale | 17,968,000 | 18,920,000 | 22,433,000 | 21,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,374,000 | 50,158,000 | 53,085,000 | 59,449,000 |
| Interest-bearing deposits | 43,448,000 | 44,634,000 | 45,320,000 | 50,725,000 |
| Noninterest-bearing deposits | 6,926,000 | 5,524,000 | 7,765,000 | 8,724,000 |
| Equity capital | 7,731,000 | 7,991,000 | 8,265,000 | 8,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 695,000 | 1,363,000 | 2,047,000 | 2,749,000 |
| Interest expense | 225,000 | 444,000 | 660,000 | 865,000 |
| Net interest income | 470,000 | 919,000 | 1,387,000 | 1,884,000 |
| Noninterest income | 61,000 | 156,000 | 217,000 | 311,000 |
| Noninterest expense | 268,000 | 568,000 | 842,000 | 1,186,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 225,000 |
| Pretax income | 213,000 | 407,000 | 612,000 | 784,000 |
| Income tax | 7,000 | 18,000 | 30,000 | 42,000 |
| Net income | 206,000 | 389,000 | 582,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,286,000 | 7,469,000 | 7,662,000 | 7,822,000 |
| Total capital | 7,764,000 | 7,920,000 | 8,150,000 | 8,283,000 |
| Risk-weighted assets | 38,184,000 | 36,003,000 | 38,966,000 | 39,972,000 |