Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,319,000 | 61,545,000 | 59,157,000 | 64,008,000 |
| Total loans | 36,839,000 | 36,384,000 | 33,756,000 | 35,353,000 |
| Allowance for loan losses | 554,000 | 567,000 | 616,000 | 513,000 |
| Securities available for sale | 19,479,000 | 19,136,000 | 19,499,000 | 18,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,486,000 | 53,464,000 | 50,814,000 | 55,699,000 |
| Interest-bearing deposits | 45,967,000 | 44,625,000 | 44,358,000 | 46,757,000 |
| Noninterest-bearing deposits | 8,519,000 | 8,839,000 | 6,456,000 | 8,942,000 |
| Equity capital | 7,582,000 | 7,725,000 | 8,092,000 | 8,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,532,000 | 2,255,000 | 2,946,000 |
| Interest expense | 286,000 | 565,000 | 827,000 | 1,078,000 |
| Net interest income | 485,000 | 967,000 | 1,428,000 | 1,868,000 |
| Noninterest income | 63,000 | 110,000 | 184,000 | 284,000 |
| Noninterest expense | 288,000 | 629,000 | 888,000 | 1,203,000 |
| Provision for loan losses | 15,000 | 30,000 | 80,000 | 230,000 |
| Pretax income | 245,000 | 418,000 | 644,000 | 719,000 |
| Income tax | 12,000 | 26,000 | 35,000 | 46,000 |
| Net income | 233,000 | 392,000 | 609,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,139,000 | 7,299,000 | 7,516,000 | 7,580,000 |
| Total capital | 7,643,000 | 7,798,000 | 7,977,000 | 8,062,000 |
| Risk-weighted assets | 40,232,000 | 39,822,000 | 36,709,000 | 38,508,000 |