Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,394,000 | 54,492,000 | 57,925,000 | 59,480,000 |
| Total loans | 35,062,000 | 34,328,000 | 39,306,000 | 38,488,000 |
| Allowance for loan losses | 387,000 | 371,000 | 399,000 | 429,000 |
| Securities available for sale | 17,466,000 | 16,675,000 | 15,947,000 | 14,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,408,000 | 47,269,000 | 48,673,000 | 51,544,000 |
| Interest-bearing deposits | 42,575,000 | 39,174,000 | 42,020,000 | 42,499,000 |
| Noninterest-bearing deposits | 6,833,000 | 8,095,000 | 6,653,000 | 9,045,000 |
| Equity capital | 6,666,000 | 6,865,000 | 7,323,000 | 7,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,833,000 | 2,760,000 | 3,702,000 |
| Interest expense | 445,000 | 876,000 | 1,317,000 | 1,758,000 |
| Net interest income | 488,000 | 957,000 | 1,443,000 | 1,944,000 |
| Noninterest income | 69,000 | 168,000 | 245,000 | 343,000 |
| Noninterest expense | 285,000 | 537,000 | 800,000 | 1,282,000 |
| Provision for loan losses | 20,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 252,000 | 548,000 | 818,000 | 905,000 |
| Income tax | 6,000 | 12,000 | 17,000 | 44,000 |
| Net income | 246,000 | 536,000 | 801,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,836,000 | 7,126,000 | 7,391,000 | 7,451,000 |
| Total capital | 7,223,000 | 7,497,000 | 7,790,000 | 7,880,000 |
| Risk-weighted assets | 38,365,000 | 37,281,000 | 41,925,000 | 41,432,000 |