Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 51,743,000 | 50,970,000 | 55,156,000 | 64,276,000 |
| Total loans | 33,096,000 | 32,748,000 | 34,440,000 | 34,585,000 |
| Allowance for loan losses | 425,000 | 428,000 | 427,000 | 430,000 |
| Securities available for sale | 16,697,000 | 15,845,000 | 16,293,000 | 16,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,473,000 | 42,772,000 | 48,014,000 | 56,896,000 |
| Interest-bearing deposits | 38,654,000 | 38,143,000 | 41,724,000 | 46,722,000 |
| Noninterest-bearing deposits | 5,819,000 | 4,629,000 | 6,290,000 | 10,174,000 |
| Equity capital | 6,237,000 | 6,410,000 | 6,872,000 | 7,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,496,000 | 2,292,000 | 3,158,000 |
| Interest expense | 303,000 | 638,000 | 1,011,000 | 1,419,000 |
| Net interest income | 445,000 | 858,000 | 1,281,000 | 1,739,000 |
| Noninterest income | 65,000 | 130,000 | 185,000 | 286,000 |
| Noninterest expense | 287,000 | 602,000 | 824,000 | 1,165,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 55,000 |
| Pretax income | 195,000 | 391,000 | 587,000 | 780,000 |
| Income tax | 35,000 | 55,000 | -49,000 | -32,000 |
| Net income | 160,000 | 336,000 | 636,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,509,000 | 6,744,000 | 7,044,000 | 7,220,000 |
| Total capital | 6,934,000 | 7,172,000 | 7,471,000 | 7,650,000 |
| Risk-weighted assets | 35,986,000 | 35,762,000 | 38,030,000 | 39,702,000 |