Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,015,000 | 48,827,000 | 49,013,000 | 57,794,000 |
| Total loans | 28,193,000 | 28,327,000 | 28,433,000 | 29,549,000 |
| Allowance for loan losses | 459,000 | 413,000 | 417,000 | 423,000 |
| Securities available for sale | 15,479,000 | 15,661,000 | 16,286,000 | 18,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,142,000 | 42,150,000 | 42,118,000 | 50,856,000 |
| Interest-bearing deposits | 37,570,000 | 37,778,000 | 36,709,000 | 44,549,000 |
| Noninterest-bearing deposits | 5,572,000 | 4,372,000 | 5,409,000 | 6,307,000 |
| Equity capital | 6,482,000 | 6,382,000 | 6,600,000 | 6,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,161,000 | 1,744,000 | 2,355,000 |
| Interest expense | 203,000 | 407,000 | 602,000 | 824,000 |
| Net interest income | 389,000 | 754,000 | 1,142,000 | 1,531,000 |
| Noninterest income | 58,000 | 114,000 | 169,000 | 252,000 |
| Noninterest expense | 252,000 | 499,000 | 752,000 | 1,043,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 32,000 |
| Pretax income | 195,000 | 369,000 | 549,000 | 706,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 292,000 |
| Net income | 150,000 | 279,000 | 414,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,278,000 | 6,408,000 | 6,543,000 | 6,543,000 |
| Total capital | 6,677,000 | 6,804,000 | 6,942,000 | 6,966,000 |
| Risk-weighted assets | 31,886,000 | 31,689,000 | 31,915,000 | 34,424,000 |