Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 48,354,000 | 49,904,000 | 49,702,000 | 50,463,000 |
| Total loans | 26,229,000 | 25,771,000 | 27,887,000 | 28,427,000 |
| Allowance for loan losses | 437,000 | 433,000 | 427,000 | 428,000 |
| Securities available for sale | 15,664,000 | 15,343,000 | 16,786,000 | 16,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,490,000 | 42,859,000 | 42,730,000 | 43,390,000 |
| Interest-bearing deposits | 37,783,000 | 37,554,000 | 38,114,000 | 37,247,000 |
| Noninterest-bearing deposits | 3,707,000 | 5,305,000 | 4,616,000 | 6,143,000 |
| Equity capital | 6,393,000 | 6,546,000 | 6,597,000 | 6,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,234,000 | 1,841,000 | 2,458,000 |
| Interest expense | 270,000 | 527,000 | 762,000 | 977,000 |
| Net interest income | 360,000 | 707,000 | 1,079,000 | 1,481,000 |
| Noninterest income | 52,000 | 105,000 | 158,000 | 231,000 |
| Noninterest expense | 273,000 | 493,000 | 725,000 | 999,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 319,000 | 512,000 | 713,000 |
| Income tax | 20,000 | 57,000 | 97,000 | 167,000 |
| Net income | 119,000 | 262,000 | 415,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,097,000 | 6,240,000 | 6,393,000 | 6,523,000 |
| Total capital | 6,472,000 | 6,614,000 | 6,790,000 | 6,925,000 |
| Risk-weighted assets | 29,932,000 | 29,900,000 | 31,738,000 | 32,147,000 |