Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,251,000 | 46,113,000 | 46,413,000 | 46,804,000 |
| Total loans | 24,166,000 | 24,578,000 | 27,079,000 | 26,917,000 |
| Allowance for loan losses | 441,000 | 441,000 | 440,000 | 440,000 |
| Securities available for sale | 17,120,000 | 16,589,000 | 16,309,000 | 15,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,369,000 | 39,158,000 | 39,232,000 | 39,482,000 |
| Interest-bearing deposits | 33,498,000 | 36,275,000 | 36,021,000 | 35,998,000 |
| Noninterest-bearing deposits | 2,871,000 | 2,883,000 | 3,211,000 | 3,484,000 |
| Equity capital | 6,239,000 | 6,509,000 | 6,736,000 | 6,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,335,000 | 2,020,000 | 2,696,000 |
| Interest expense | 306,000 | 598,000 | 903,000 | 1,198,000 |
| Net interest income | 371,000 | 737,000 | 1,117,000 | 1,498,000 |
| Noninterest income | 55,000 | 107,000 | 161,000 | 218,000 |
| Noninterest expense | 229,000 | 445,000 | 678,000 | 933,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 197,000 | 369,000 | 570,000 | 753,000 |
| Income tax | 20,000 | 34,000 | 63,000 | 188,000 |
| Net income | 177,000 | 335,000 | 507,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,036,000 | 6,194,000 | 6,366,000 | 6,424,000 |
| Total capital | 6,395,000 | 6,552,000 | 6,745,000 | 6,802,000 |
| Risk-weighted assets | 28,617,000 | 28,522,000 | 30,244,000 | 30,163,000 |