Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,022,000 | 43,600,000 | 44,938,000 | 46,710,000 |
| Total loans | 24,232,000 | 23,581,000 | 23,944,000 | 23,970,000 |
| Allowance for loan losses | 410,000 | 407,000 | 410,000 | 443,000 |
| Securities available for sale | 16,178,000 | 15,904,000 | 16,659,000 | 17,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,543,000 | 36,947,000 | 38,012,000 | 39,773,000 |
| Interest-bearing deposits | 33,422,000 | 34,076,000 | 35,351,000 | 35,753,000 |
| Noninterest-bearing deposits | 3,121,000 | 2,871,000 | 2,661,000 | 4,019,000 |
| Equity capital | 6,050,000 | 6,173,000 | 6,456,000 | 6,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,539,000 | 2,305,000 | 3,021,000 |
| Interest expense | 447,000 | 900,000 | 1,337,000 | 1,711,000 |
| Net interest income | 325,000 | 639,000 | 968,000 | 1,310,000 |
| Noninterest income | 50,000 | 100,000 | 150,000 | 227,000 |
| Noninterest expense | 201,000 | 409,000 | 627,000 | 866,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 178,000 | 334,000 | 499,000 | 664,000 |
| Income tax | 34,000 | 76,000 | 117,000 | 162,000 |
| Net income | 144,000 | 258,000 | 382,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,838,000 | 5,951,000 | 6,075,000 | 6,195,000 |
| Total capital | 6,182,000 | 6,288,000 | 6,434,000 | 6,558,000 |
| Risk-weighted assets | 27,478,000 | 26,884,000 | 28,701,000 | 28,928,000 |