Call reports 2026
LEDYARD NATIONAL BANK — 2026
What LEDYARD NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,042,973,000 | 1,071,557,000 |
| Total loans | 684,745,000 | 736,412,000 |
| Allowance for loan losses | 5,000,000 | 5,391,000 |
| Securities available for sale | 93,481,000 | 90,855,000 |
| Securities held to maturity | 150,522,000 | 149,927,000 |
| Trading assets | 0 | 0 |
| Total deposits | 881,632,000 | 874,363,000 |
| Interest-bearing deposits | 682,583,000 | 671,216,000 |
| Noninterest-bearing deposits | 199,049,000 | 203,147,000 |
| Equity capital | 76,981,000 | 78,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,178,000 | 24,680,000 |
| Interest expense | 5,258,000 | 10,603,000 |
| Net interest income | 6,920,000 | 14,077,000 |
| Noninterest income | 5,046,000 | 10,394,000 |
| Noninterest expense | 9,509,000 | 19,375,000 |
| Provision for loan losses | 418,000 | 810,000 |
| Pretax income | 2,111,000 | 4,479,000 |
| Income tax | 380,000 | 722,000 |
| Net income | 1,731,000 | 3,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 85,446,000 | 86,723,000 |
| Total capital | 90,849,000 | 92,397,000 |
| Risk-weighted assets | 734,285,000 | 775,262,000 |