Call reports 2024
LEDYARD NATIONAL BANK — 2024
What LEDYARD NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 893,621,000 | 907,185,000 | 938,865,000 | 950,082,000 |
| Total loans | 457,449,000 | 496,079,000 | 532,153,000 | 579,725,000 |
| Allowance for loan losses | 3,322,000 | 3,409,000 | 3,671,000 | 3,759,000 |
| Securities available for sale | 160,691,000 | 124,497,000 | 121,847,000 | 90,263,000 |
| Securities held to maturity | 179,389,000 | 179,031,000 | 178,613,000 | 177,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,873,000 | 797,623,000 | 826,469,000 | 811,387,000 |
| Interest-bearing deposits | 606,498,000 | 607,905,000 | 638,702,000 | 620,382,000 |
| Noninterest-bearing deposits | 177,375,000 | 189,718,000 | 187,767,000 | 191,005,000 |
| Equity capital | 68,407,000 | 68,495,000 | 69,813,000 | 69,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,492,000 | 19,401,000 | 29,651,000 | 40,131,000 |
| Interest expense | 5,121,000 | 10,358,000 | 15,743,000 | 20,851,000 |
| Net interest income | 4,371,000 | 9,043,000 | 13,908,000 | 19,280,000 |
| Noninterest income | 3,719,000 | 7,591,000 | 11,475,000 | 16,924,000 |
| Noninterest expense | 6,998,000 | 14,410,000 | 21,947,000 | 30,130,000 |
| Provision for loan losses | 537,000 | 624,000 | 886,000 | 925,000 |
| Pretax income | 606,000 | 1,605,000 | 2,654,000 | 4,412,000 |
| Income tax | -87,000 | -53,000 | -13,000 | 174,000 |
| Net income | 693,000 | 1,658,000 | 2,667,000 | 4,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,341,000 | 83,553,000 | 83,812,000 | 79,551,000 |
| Total capital | 87,386,000 | 87,737,000 | 88,161,000 | 83,777,000 |
| Risk-weighted assets | 585,920,000 | 609,385,000 | 631,846,000 | 658,393,000 |