Call reports 2022
LEDYARD NATIONAL BANK — 2022
What LEDYARD NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 757,509,000 | 732,318,000 | 728,017,000 | 742,176,000 |
| Total loans | 358,958,000 | 354,978,000 | 353,551,000 | 362,056,000 |
| Allowance for loan losses | 7,474,000 | 7,466,000 | 6,720,000 | 3,843,000 |
| Securities available for sale | 317,743,000 | 128,065,000 | 123,583,000 | 127,205,000 |
| Securities held to maturity | 0 | 176,417,000 | 176,051,000 | 175,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 686,918,000 | 570,903,000 | 571,364,000 | 574,586,000 |
| Interest-bearing deposits | 454,712,000 | 363,741,000 | 362,884,000 | 362,048,000 |
| Noninterest-bearing deposits | 232,206,000 | 207,162,000 | 208,480,000 | 212,538,000 |
| Equity capital | 49,895,000 | 59,389,000 | 59,731,000 | 65,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,869,000 | 9,794,000 | 14,986,000 | 20,759,000 |
| Interest expense | 175,000 | 340,000 | 841,000 | 1,494,000 |
| Net interest income | 4,694,000 | 9,454,000 | 14,145,000 | 19,265,000 |
| Noninterest income | 3,702,000 | 7,345,000 | 10,761,000 | 14,100,000 |
| Noninterest expense | 6,419,000 | 12,315,000 | 18,722,000 | 25,715,000 |
| Provision for loan losses | 0 | 0 | -750,000 | -3,634,000 |
| Pretax income | 2,249,000 | 4,756,000 | 7,206,000 | 8,318,000 |
| Income tax | 174,000 | 368,000 | 501,000 | 604,000 |
| Net income | 2,075,000 | 4,388,000 | 6,705,000 | 7,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,319,000 | 79,632,000 | 81,250,000 | 81,510,000 |
| Total capital | 69,059,000 | 85,391,000 | 86,986,000 | 85,453,000 |
| Risk-weighted assets | 457,327,000 | 458,903,000 | 457,829,000 | 455,446,000 |