Call reports 2021
LEDYARD NATIONAL BANK — 2021
What LEDYARD NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 694,376,000 | 715,010,000 | 728,547,000 | 768,745,000 |
| Total loans | 372,718,000 | 362,792,000 | 352,726,000 | 362,681,000 |
| Allowance for loan losses | 8,038,000 | 8,040,000 | 8,077,000 | 7,469,000 |
| Securities available for sale | 265,350,000 | 273,479,000 | 304,117,000 | 349,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,945,000 | 626,119,000 | 638,754,000 | 676,483,000 |
| Interest-bearing deposits | 410,255,000 | 427,063,000 | 438,539,000 | 453,046,000 |
| Noninterest-bearing deposits | 193,690,000 | 199,056,000 | 200,215,000 | 223,437,000 |
| Equity capital | 62,551,000 | 67,780,000 | 69,351,000 | 70,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,754,000 | 9,635,000 | 14,522,000 | 19,293,000 |
| Interest expense | 308,000 | 566,000 | 806,000 | 1,016,000 |
| Net interest income | 4,446,000 | 9,069,000 | 13,716,000 | 18,277,000 |
| Noninterest income | 3,482,000 | 7,264,000 | 10,986,000 | 14,789,000 |
| Noninterest expense | 6,185,000 | 12,048,000 | 18,203,000 | 24,871,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | -450,000 |
| Pretax income | 2,001,000 | 4,511,000 | 6,725,000 | 8,813,000 |
| Income tax | 144,000 | 489,000 | 701,000 | 783,000 |
| Net income | 1,857,000 | 4,022,000 | 6,024,000 | 8,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,123,000 | 58,287,000 | 60,289,000 | 61,945,000 |
| Total capital | 60,949,000 | 63,097,000 | 65,347,000 | 67,533,000 |
| Risk-weighted assets | 382,728,000 | 381,461,000 | 401,502,000 | 445,069,000 |