Call reports 2018
LEDYARD NATIONAL BANK — 2018
What LEDYARD NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 472,318,000 | 484,692,000 | 495,079,000 | 487,951,000 |
| Total loans | 300,694,000 | 304,859,000 | 312,191,000 | 311,274,000 |
| Allowance for loan losses | 5,516,000 | 5,198,000 | 5,208,000 | 5,215,000 |
| Securities available for sale | 132,205,000 | 132,703,000 | 134,257,000 | 138,008,000 |
| Securities held to maturity | 1,487,000 | 1,454,000 | 1,427,000 | 1,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,185,000 | 403,540,000 | 416,252,000 | 412,909,000 |
| Interest-bearing deposits | 388,202,000 | 384,474,000 | 308,383,000 | 302,932,000 |
| Noninterest-bearing deposits | 15,983,000 | 19,066,000 | 107,869,000 | 109,977,000 |
| Equity capital | 42,393,000 | 43,124,000 | 43,367,000 | 44,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,998,000 | 8,058,000 | 12,333,000 | 16,754,000 |
| Interest expense | 228,000 | 479,000 | 831,000 | 1,171,000 |
| Net interest income | 3,770,000 | 7,579,000 | 11,502,000 | 15,583,000 |
| Noninterest income | 2,932,000 | 6,050,000 | 9,082,000 | 12,098,000 |
| Noninterest expense | 5,323,000 | 10,646,000 | 15,963,000 | 21,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,379,000 | 2,983,000 | 4,621,000 | 6,066,000 |
| Income tax | 148,000 | 372,000 | 600,000 | 775,000 |
| Net income | 1,231,000 | 2,611,000 | 4,021,000 | 5,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,120,000 | 43,900,000 | 44,712,000 | 45,280,000 |
| Total capital | 47,115,000 | 47,887,000 | 48,772,000 | 49,296,000 |
| Risk-weighted assets | 317,949,000 | 317,640,000 | 323,541,000 | 319,974,000 |