Call reports 2017
LEDYARD NATIONAL BANK — 2017
What LEDYARD NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 482,715,000 | 494,243,000 | 482,278,000 | 476,517,000 |
| Total loans | 295,681,000 | 295,543,000 | 292,246,000 | 300,612,000 |
| Allowance for loan losses | 5,575,000 | 5,483,000 | 5,519,000 | 5,510,000 |
| Securities available for sale | 141,460,000 | 140,433,000 | 142,442,000 | 137,000,000 |
| Securities held to maturity | 1,708,000 | 1,646,000 | 1,587,000 | 1,559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,707,000 | 403,410,000 | 407,204,000 | 404,487,000 |
| Interest-bearing deposits | 380,702,000 | 381,167,000 | 393,376,000 | 386,919,000 |
| Noninterest-bearing deposits | 13,005,000 | 22,243,000 | 13,828,000 | 17,568,000 |
| Equity capital | 41,321,000 | 43,497,000 | 43,982,000 | 43,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,775,000 | 7,659,000 | 11,583,000 | 15,520,000 |
| Interest expense | 261,000 | 530,000 | 784,000 | 1,019,000 |
| Net interest income | 3,514,000 | 7,129,000 | 10,799,000 | 14,501,000 |
| Noninterest income | 2,488,000 | 5,242,000 | 7,980,000 | 10,825,000 |
| Noninterest expense | 4,754,000 | 9,792,000 | 14,821,000 | 20,061,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,248,000 | 2,617,000 | 3,997,000 | 5,304,000 |
| Income tax | 222,000 | 441,000 | 676,000 | 1,363,000 |
| Net income | 1,026,000 | 2,176,000 | 3,321,000 | 3,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,496,000 | 42,045,000 | 42,590,000 | 42,490,000 |
| Total capital | 45,559,000 | 46,018,000 | 46,485,000 | 46,474,000 |
| Risk-weighted assets | 323,460,000 | 316,213,000 | 309,853,000 | 317,128,000 |