Call reports 2013
LEDYARD NATIONAL BANK — 2013
What LEDYARD NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 397,131,000 | 392,376,000 | 398,936,000 | 409,696,000 |
| Total loans | 231,808,000 | 230,708,000 | 227,327,000 | 245,098,000 |
| Allowance for loan losses | 5,665,000 | 5,681,000 | 5,715,000 | 5,564,000 |
| Securities available for sale | 96,680,000 | 95,165,000 | 128,198,000 | 128,951,000 |
| Securities held to maturity | 11,299,000 | 10,367,000 | 9,481,000 | 8,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,568,000 | 334,440,000 | 333,123,000 | 343,975,000 |
| Interest-bearing deposits | 321,199,000 | 319,030,000 | 316,102,000 | 327,807,000 |
| Noninterest-bearing deposits | 15,369,000 | 15,410,000 | 17,021,000 | 16,168,000 |
| Equity capital | 36,816,000 | 36,340,000 | 36,235,000 | 36,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,029,000 | 6,069,000 | 9,123,000 | 12,327,000 |
| Interest expense | 230,000 | 447,000 | 652,000 | 836,000 |
| Net interest income | 2,799,000 | 5,622,000 | 8,471,000 | 11,491,000 |
| Noninterest income | 2,296,000 | 4,672,000 | 6,963,000 | 9,257,000 |
| Noninterest expense | 4,109,000 | 8,292,000 | 12,353,000 | 16,576,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 993,000 | 2,040,000 | 3,120,000 | 3,973,000 |
| Income tax | 229,000 | 464,000 | 766,000 | 922,000 |
| Net income | 764,000 | 1,576,000 | 2,354,000 | 3,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,683,000 | 34,965,000 | 35,298,000 | 35,546,000 |
| Total capital | 37,621,000 | 37,925,000 | 38,383,000 | 38,843,000 |
| Risk-weighted assets | 232,221,000 | 233,940,000 | 244,093,000 | 261,403,000 |