Call reports 2012
LEDYARD NATIONAL BANK — 2012
What LEDYARD NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 393,449,000 | 403,221,000 | 402,096,000 | 401,912,000 |
| Total loans | 215,561,000 | 218,861,000 | 227,612,000 | 231,881,000 |
| Allowance for loan losses | 5,694,000 | 5,760,000 | 5,656,000 | 5,656,000 |
| Securities available for sale | 115,762,000 | 114,241,000 | 111,088,000 | 104,203,000 |
| Securities held to maturity | 16,256,000 | 14,815,000 | 13,648,000 | 12,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,034,000 | 329,464,000 | 328,168,000 | 338,418,000 |
| Interest-bearing deposits | 308,339,000 | 313,613,000 | 313,785,000 | 323,576,000 |
| Noninterest-bearing deposits | 12,695,000 | 15,851,000 | 14,383,000 | 14,842,000 |
| Equity capital | 35,829,000 | 36,427,000 | 36,785,000 | 36,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,156,000 | 6,252,000 | 9,379,000 | 12,628,000 |
| Interest expense | 433,000 | 820,000 | 1,170,000 | 1,474,000 |
| Net interest income | 2,723,000 | 5,432,000 | 8,209,000 | 11,154,000 |
| Noninterest income | 2,190,000 | 4,597,000 | 6,824,000 | 9,108,000 |
| Noninterest expense | 4,008,000 | 8,201,000 | 12,231,000 | 16,745,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,063,000 | 1,986,000 | 2,976,000 | 3,691,000 |
| Income tax | 264,000 | 503,000 | 770,000 | 816,000 |
| Net income | 799,000 | 1,483,000 | 2,206,000 | 2,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,704,000 | 33,924,000 | 34,185,000 | 34,397,000 |
| Total capital | 36,545,000 | 36,782,000 | 37,135,000 | 37,387,000 |
| Risk-weighted assets | 224,323,000 | 225,643,000 | 233,174,000 | 235,925,000 |