Call reports 2011
LEDYARD NATIONAL BANK — 2011
What LEDYARD NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 382,032,000 | 383,442,000 | 380,049,000 | 390,619,000 |
| Total loans | 207,621,000 | 208,966,000 | 209,428,000 | 216,498,000 |
| Allowance for loan losses | 6,420,000 | 5,885,000 | 5,594,000 | 5,707,000 |
| Securities available for sale | 111,526,000 | 109,828,000 | 103,832,000 | 119,823,000 |
| Securities held to maturity | 22,539,000 | 21,256,000 | 19,874,000 | 18,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,050,000 | 302,769,000 | 303,360,000 | 313,743,000 |
| Interest-bearing deposits | 287,850,000 | 288,590,000 | 290,751,000 | 297,715,000 |
| Noninterest-bearing deposits | 13,200,000 | 14,179,000 | 12,609,000 | 16,028,000 |
| Equity capital | 33,973,000 | 34,744,000 | 35,506,000 | 35,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,522,000 | 6,925,000 | 10,212,000 | 13,455,000 |
| Interest expense | 557,000 | 1,088,000 | 1,570,000 | 2,013,000 |
| Net interest income | 2,965,000 | 5,837,000 | 8,642,000 | 11,442,000 |
| Noninterest income | 2,172,000 | 4,412,000 | 6,505,000 | 8,534,000 |
| Noninterest expense | 4,058,000 | 8,277,000 | 12,239,000 | 16,220,000 |
| Provision for loan losses | 0 | 425,000 | 575,000 | 675,000 |
| Pretax income | 1,102,000 | 1,843,000 | 2,629,000 | 3,394,000 |
| Income tax | 291,000 | 484,000 | 688,000 | 754,000 |
| Net income | 811,000 | 1,359,000 | 1,941,000 | 2,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,904,000 | 33,006,000 | 33,141,000 | 33,376,000 |
| Total capital | 35,699,000 | 35,781,000 | 35,881,000 | 36,267,000 |
| Risk-weighted assets | 219,757,000 | 218,716,000 | 216,286,000 | 228,394,000 |