Call reports 2010
LEDYARD NATIONAL BANK — 2010
What LEDYARD NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 388,645,000 | 388,054,000 | 396,953,000 | 394,713,000 |
| Total loans | 206,615,000 | 203,969,000 | 208,549,000 | 209,622,000 |
| Allowance for loan losses | 6,502,000 | 6,609,000 | 6,300,000 | 6,306,000 |
| Securities available for sale | 122,504,000 | 120,029,000 | 108,697,000 | 117,784,000 |
| Securities held to maturity | 33,836,000 | 29,510,000 | 25,631,000 | 24,356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,386,000 | 306,895,000 | 310,089,000 | 308,486,000 |
| Interest-bearing deposits | 304,091,000 | 294,987,000 | 295,933,000 | 297,115,000 |
| Noninterest-bearing deposits | 12,295,000 | 11,908,000 | 14,156,000 | 11,371,000 |
| Equity capital | 33,368,000 | 33,981,000 | 34,457,000 | 33,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,892,000 | 7,649,000 | 11,331,000 | 14,973,000 |
| Interest expense | 797,000 | 1,548,000 | 2,276,000 | 2,907,000 |
| Net interest income | 3,095,000 | 6,101,000 | 9,055,000 | 12,066,000 |
| Noninterest income | 1,884,000 | 3,949,000 | 5,906,000 | 7,969,000 |
| Noninterest expense | 3,936,000 | 7,965,000 | 11,889,000 | 16,097,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | 893,000 | 1,743,000 | 2,641,000 | 3,512,000 |
| Income tax | 218,000 | 427,000 | 686,000 | 948,000 |
| Net income | 675,000 | 1,316,000 | 1,955,000 | 2,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,863,000 | 32,242,000 | 32,419,000 | 32,568,000 |
| Total capital | 34,619,000 | 34,945,000 | 35,150,000 | 35,420,000 |
| Risk-weighted assets | 216,701,000 | 212,331,000 | 214,925,000 | 224,588,000 |