Call report 2004Q4
LEDYARD NATIONAL BANK — 2004Q4
The 22 measures LEDYARD NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 269,428,000 | USD | evidence → |
| Total loans | 178,058,000 | USD | evidence → |
| Allowance for loan losses | 2,392,000 | USD | evidence → |
| Securities available for sale | 10,548,000 | USD | evidence → |
| Securities held to maturity | 53,090,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 227,951,000 | USD | evidence → |
| Interest-bearing deposits | 183,473,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,478,000 | USD | evidence → |
| Equity capital | 21,848,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,756,000 | USD | evidence → |
| Interest expense | 1,704,000 | USD | evidence → |
| Net interest income | 10,052,000 | USD | evidence → |
| Noninterest income | 5,330,000 | USD | evidence → |
| Noninterest expense | 10,451,000 | USD | evidence → |
| Provision for loan losses | 325,000 | USD | evidence → |
| Pretax income | 4,606,000 | USD | evidence → |
| Income tax | 1,593,000 | USD | evidence → |
| Net income | 3,013,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,862,000 | USD | evidence → |
| Total capital | 24,196,000 | USD | evidence → |
| Risk-weighted assets | 186,636,000 | USD | evidence → |