Call reports 2001
LEDYARD NATIONAL BANK — 2001
What LEDYARD NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 193,520,000 | 204,515,000 | 205,054,000 | 210,059,000 |
| Total loans | 132,923,000 | 142,462,000 | 138,947,000 | 144,737,000 |
| Allowance for loan losses | 2,038,000 | 1,987,000 | 2,036,000 | 2,124,000 |
| Securities available for sale | 5,128,000 | 5,135,000 | 13,172,000 | 20,192,000 |
| Securities held to maturity | 34,585,000 | 31,562,000 | 28,894,000 | 26,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,854,000 | 171,941,000 | 172,953,000 | 180,075,000 |
| Interest-bearing deposits | 146,234,000 | 151,596,000 | 148,718,000 | 153,978,000 |
| Noninterest-bearing deposits | 21,620,000 | 20,345,000 | 24,235,000 | 26,097,000 |
| Equity capital | 14,960,000 | 15,368,000 | 15,672,000 | 16,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,617,000 | 7,247,000 | 10,844,000 | 14,160,000 |
| Interest expense | 1,514,000 | 2,997,000 | 4,373,000 | 5,376,000 |
| Net interest income | 2,103,000 | 4,250,000 | 6,471,000 | 8,784,000 |
| Noninterest income | 804,000 | 1,710,000 | 2,575,000 | 3,482,000 |
| Noninterest expense | 2,036,000 | 4,104,000 | 6,176,000 | 8,478,000 |
| Provision for loan losses | 100,000 | 367,000 | 682,000 | 797,000 |
| Pretax income | 771,000 | 1,489,000 | 2,188,000 | 2,991,000 |
| Income tax | 289,000 | 551,000 | 811,000 | 1,106,000 |
| Net income | 482,000 | 938,000 | 1,377,000 | 1,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,890,000 | 15,286,000 | 15,590,000 | 15,947,000 |
| Total capital | 16,737,000 | 17,160,000 | 17,484,000 | 17,920,000 |
| Risk-weighted assets | 147,415,000 | 149,801,000 | 151,363,000 | 157,818,000 |