Call reports 2002
PIONEER BANK — 2002
What PIONEER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,889,000 | 66,567,000 | 67,279,000 | 66,669,000 |
| Total loans | 47,873,000 | 49,476,000 | 50,364,000 | 50,221,000 |
| Allowance for loan losses | 720,000 | 739,000 | 869,000 | 641,000 |
| Securities available for sale | 9,443,000 | 9,976,000 | 9,783,000 | 8,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,889,000 | 51,697,000 | 53,190,000 | 53,533,000 |
| Interest-bearing deposits | 48,001,000 | 44,603,000 | 46,447,000 | 47,272,000 |
| Noninterest-bearing deposits | 6,888,000 | 7,094,000 | 6,743,000 | 6,261,000 |
| Equity capital | 6,728,000 | 7,045,000 | 7,036,000 | 7,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,286,000 | 3,421,000 | 4,523,000 |
| Interest expense | 517,000 | 1,017,000 | 1,501,000 | 1,962,000 |
| Net interest income | 621,000 | 1,269,000 | 1,920,000 | 2,561,000 |
| Noninterest income | 444,000 | 935,000 | 1,400,000 | 1,894,000 |
| Noninterest expense | 756,000 | 1,505,000 | 2,285,000 | 3,036,000 |
| Provision for loan losses | 22,000 | 94,000 | 244,000 | 393,000 |
| Pretax income | 287,000 | 605,000 | 791,000 | 1,127,000 |
| Income tax | 0 | -20,000 | -20,000 | -20,000 |
| Net income | 287,000 | 625,000 | 811,000 | 1,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,973,000 | 6,008,000 | 5,890,000 | 5,974,000 |
| Total capital | 6,581,000 | 6,628,000 | 6,513,000 | 6,593,000 |
| Risk-weighted assets | 48,547,000 | 49,458,000 | 49,633,000 | 49,511,000 |