Call reports 2001
PIONEER BANK — 2001
What PIONEER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 67,426,000 | 66,584,000 | 64,143,000 | 67,438,000 |
| Total loans | 48,758,000 | 48,963,000 | 48,871,000 | 46,939,000 |
| Allowance for loan losses | 606,000 | 628,000 | 616,000 | 700,000 |
| Securities available for sale | 8,323,000 | 7,060,000 | 6,373,000 | 7,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,222,000 | 53,210,000 | 51,472,000 | 53,336,000 |
| Interest-bearing deposits | 45,649,000 | 47,015,000 | 45,107,000 | 44,781,000 |
| Noninterest-bearing deposits | 6,573,000 | 6,195,000 | 6,365,000 | 8,556,000 |
| Equity capital | 6,804,000 | 6,722,000 | 6,817,000 | 6,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,754,000 | 4,020,000 | 5,221,000 |
| Interest expense | 773,000 | 1,513,000 | 2,206,000 | 2,785,000 |
| Net interest income | 619,000 | 1,241,000 | 1,814,000 | 2,436,000 |
| Noninterest income | 473,000 | 950,000 | 1,434,000 | 1,890,000 |
| Noninterest expense | 744,000 | 1,521,000 | 2,313,000 | 2,969,000 |
| Provision for loan losses | 30,000 | 60,000 | 130,000 | 430,000 |
| Pretax income | 318,000 | 663,000 | 858,000 | 980,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 663,000 | 858,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,749,000 | 5,818,000 | 5,837,000 | 5,888,000 |
| Total capital | 6,334,000 | 6,419,000 | 6,433,000 | 6,497,000 |
| Risk-weighted assets | 46,771,000 | 48,066,000 | 47,589,000 | 48,590,000 |