Call reports 2026
MAINSTREET BANK — 2026
What MAINSTREET BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,220,487,000 | 2,238,825,000 |
| Total loans | 1,870,011,000 | 1,947,677,000 |
| Allowance for loan losses | 19,049,000 | 19,306,000 |
| Securities available for sale | 56,021,000 | 56,114,000 |
| Securities held to maturity | 13,790,000 | 13,785,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,921,378,000 | 1,938,183,000 |
| Interest-bearing deposits | 1,555,991,000 | 1,573,311,000 |
| Noninterest-bearing deposits | 365,387,000 | 364,872,000 |
| Equity capital | 275,721,000 | 279,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 31,217,000 | 63,307,000 |
| Interest expense | 12,945,000 | 25,957,000 |
| Net interest income | 18,272,000 | 37,350,000 |
| Noninterest income | 406,000 | 1,301,000 |
| Noninterest expense | 12,673,000 | 25,128,000 |
| Provision for loan losses | 0 | 243,000 |
| Pretax income | 6,136,000 | 13,069,000 |
| Income tax | 1,452,000 | 3,030,000 |
| Net income | 4,684,000 | 10,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 279,399,000 | 282,524,000 |
| Total capital | 298,652,000 | 302,376,000 |
| Risk-weighted assets | 1,910,100,000 | 1,997,387,000 |