Call reports 2023
MAINSTREET BANK — 2023
What MAINSTREET BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,053,115,000 | 1,947,323,000 | 2,019,056,000 | 2,031,131,000 |
| Total loans | 1,632,710,000 | 1,653,531,000 | 1,697,070,000 | 1,721,643,000 |
| Allowance for loan losses | 15,435,000 | 16,047,000 | 15,626,000 | 16,507,000 |
| Securities available for sale | 62,710,000 | 60,079,000 | 56,226,000 | 59,429,000 |
| Securities held to maturity | 15,116,000 | 15,590,000 | 15,565,000 | 15,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,637,250,000 | 1,599,142,000 | 1,688,723,000 | 1,689,743,000 |
| Interest-bearing deposits | 1,142,440,000 | 1,201,484,000 | 1,287,254,000 | 1,319,933,000 |
| Noninterest-bearing deposits | 494,810,000 | 397,658,000 | 401,469,000 | 369,810,000 |
| Equity capital | 270,563,000 | 276,212,000 | 279,464,000 | 287,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 28,703,000 | 59,474,000 | 91,240,000 | 124,421,000 |
| Interest expense | 6,742,000 | 17,357,000 | 29,645,000 | 44,888,000 |
| Net interest income | 21,961,000 | 42,117,000 | 61,595,000 | 79,533,000 |
| Noninterest income | 946,000 | 1,780,000 | 2,758,000 | 3,591,000 |
| Noninterest expense | 11,663,000 | 22,513,000 | 33,943,000 | 45,079,000 |
| Provision for loan losses | 283,000 | 1,032,000 | 934,000 | 1,943,000 |
| Pretax income | 10,961,000 | 20,463,000 | 29,234,000 | 36,403,000 |
| Income tax | 2,202,000 | 4,081,000 | 5,845,000 | 7,442,000 |
| Net income | 8,759,000 | 16,382,000 | 23,389,000 | 28,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,227,000 | 284,558,000 | 290,273,000 | 294,553,000 |
| Total capital | 294,840,000 | 301,804,000 | 307,451,000 | 312,069,000 |
| Risk-weighted assets | 1,796,031,000 | 1,797,498,000 | 1,820,043,000 | 1,816,253,000 |