Call reports 2022
MAINSTREET BANK — 2022
What MAINSTREET BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,764,710,000 | 1,794,239,000 | 1,859,813,000 | 1,924,469,000 |
| Total loans | 1,425,738,000 | 1,429,857,000 | 1,461,066,000 | 1,594,064,000 |
| Allowance for loan losses | 12,500,000 | 12,982,000 | 12,994,000 | 14,114,000 |
| Securities available for sale | 123,303,000 | 142,740,000 | 161,819,000 | 62,130,000 |
| Securities held to maturity | 16,269,000 | 15,198,000 | 15,170,000 | 15,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,458,860,000 | 1,520,556,000 | 1,572,377,000 | 1,517,966,000 |
| Interest-bearing deposits | 894,945,000 | 969,182,000 | 990,558,000 | 964,582,000 |
| Noninterest-bearing deposits | 563,915,000 | 551,374,000 | 581,819,000 | 553,384,000 |
| Equity capital | 236,931,000 | 239,621,000 | 243,910,000 | 263,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,384,000 | 36,239,000 | 58,183,000 | 84,018,000 |
| Interest expense | 1,684,000 | 3,563,000 | 6,552,000 | 10,900,000 |
| Net interest income | 15,700,000 | 32,676,000 | 51,631,000 | 73,118,000 |
| Noninterest income | 1,126,000 | 2,343,000 | 3,659,000 | 4,656,000 |
| Noninterest expense | 8,961,000 | 18,454,000 | 28,346,000 | 39,031,000 |
| Provision for loan losses | 800,000 | 1,280,000 | 1,280,000 | 2,398,000 |
| Pretax income | 7,065,000 | 15,289,000 | 25,668,000 | 36,349,000 |
| Income tax | 1,271,000 | 2,923,000 | 4,908,000 | 7,515,000 |
| Net income | 5,794,000 | 12,366,000 | 20,760,000 | 28,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 240,529,000 | 246,183,000 | 253,666,000 | 272,458,000 |
| Total capital | 253,029,000 | 259,165,000 | 266,660,000 | 286,572,000 |
| Risk-weighted assets | 1,538,832,000 | 1,596,389,000 | 1,627,303,000 | 1,761,607,000 |