Call reports 2021
MAINSTREET BANK — 2021
What MAINSTREET BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,743,427,000 | 1,707,975,000 | 1,656,534,000 | 1,647,008,000 |
| Total loans | 1,312,384,000 | 1,267,570,000 | 1,257,758,000 | 1,353,457,000 |
| Allowance for loan losses | 13,215,000 | 11,133,000 | 11,428,000 | 11,697,000 |
| Securities available for sale | 180,028,000 | 165,791,000 | 171,603,000 | 99,412,000 |
| Securities held to maturity | 18,685,000 | 18,177,000 | 18,144,000 | 17,849,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,543,438,000 | 1,482,992,000 | 1,432,064,000 | 1,412,340,000 |
| Interest-bearing deposits | 1,045,167,000 | 981,667,000 | 940,864,000 | 883,648,000 |
| Noninterest-bearing deposits | 498,271,000 | 501,325,000 | 491,200,000 | 528,692,000 |
| Equity capital | 181,910,000 | 201,866,000 | 206,192,000 | 215,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 16,375,000 | 32,287,000 | 48,118,000 | 64,366,000 |
| Interest expense | 2,624,000 | 4,939,000 | 6,981,000 | 8,778,000 |
| Net interest income | 13,751,000 | 27,348,000 | 41,137,000 | 55,588,000 |
| Noninterest income | 1,404,000 | 2,922,000 | 4,362,000 | 5,937,000 |
| Noninterest expense | 7,808,000 | 15,682,000 | 24,143,000 | 32,865,000 |
| Provision for loan losses | 320,000 | -1,760,000 | -1,470,000 | -1,175,000 |
| Pretax income | 7,030,000 | 16,351,000 | 22,829,000 | 29,841,000 |
| Income tax | 1,392,000 | 3,139,000 | 4,408,000 | 6,180,000 |
| Net income | 5,638,000 | 13,212,000 | 18,421,000 | 23,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,755,000 | 201,290,000 | 205,960,000 | 215,662,000 |
| Total capital | 194,970,000 | 212,423,000 | 217,388,000 | 227,359,000 |
| Risk-weighted assets | 1,260,303,000 | 1,307,395,000 | 1,318,899,000 | 1,415,615,000 |