Call reports 2020
MAINSTREET BANK — 2020
What MAINSTREET BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,330,273,000 | 1,528,468,000 | 1,630,704,000 | 1,643,410,000 |
| Total loans | 1,069,526,000 | 1,272,744,000 | 1,294,245,000 | 1,300,263,000 |
| Allowance for loan losses | 9,898,000 | 13,731,000 | 14,346,000 | 12,877,000 |
| Securities available for sale | 102,190,000 | 91,822,000 | 118,844,000 | 147,413,000 |
| Securities held to maturity | 22,378,000 | 22,343,000 | 20,609,000 | 20,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,145,896,000 | 1,344,999,000 | 1,446,794,000 | 1,442,000,000 |
| Interest-bearing deposits | 902,835,000 | 951,075,000 | 1,000,546,000 | 1,066,463,000 |
| Noninterest-bearing deposits | 243,061,000 | 393,924,000 | 446,248,000 | 375,537,000 |
| Equity capital | 152,801,000 | 152,481,000 | 157,845,000 | 177,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,156,000 | 30,075,000 | 45,686,000 | 62,177,000 |
| Interest expense | 4,576,000 | 8,512,000 | 11,968,000 | 15,129,000 |
| Net interest income | 10,580,000 | 21,563,000 | 33,718,000 | 47,048,000 |
| Noninterest income | 1,375,000 | 2,677,000 | 5,511,000 | 7,389,000 |
| Noninterest expense | 7,139,000 | 14,499,000 | 22,137,000 | 30,297,000 |
| Provision for loan losses | 350,000 | 5,925,000 | 6,560,000 | 3,610,000 |
| Pretax income | 4,466,000 | 3,816,000 | 10,532,000 | 20,530,000 |
| Income tax | 802,000 | 597,000 | 1,947,000 | 4,047,000 |
| Net income | 3,664,000 | 3,219,000 | 8,585,000 | 16,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,972,000 | 151,527,000 | 156,893,000 | 176,657,000 |
| Total capital | 161,870,000 | 165,258,000 | 171,239,000 | 189,534,000 |
| Risk-weighted assets | 1,226,414,000 | 1,246,130,000 | 1,279,133,000 | 1,298,403,000 |