Call reports 2019
MAINSTREET BANK — 2019
What MAINSTREET BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,145,499,000 | 1,184,133,000 | 1,233,593,000 | 1,277,238,000 |
| Total loans | 952,924,000 | 992,759,000 | 1,001,980,000 | 1,040,009,000 |
| Allowance for loan losses | 9,189,000 | 9,185,000 | 9,370,000 | 9,584,000 |
| Securities available for sale | 69,308,000 | 60,079,000 | 88,198,000 | 92,792,000 |
| Securities held to maturity | 23,987,000 | 23,446,000 | 22,910,000 | 22,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 969,151,000 | 1,013,455,000 | 1,066,368,000 | 1,073,589,000 |
| Interest-bearing deposits | 773,441,000 | 809,975,000 | 846,393,000 | 819,782,000 |
| Noninterest-bearing deposits | 195,710,000 | 203,480,000 | 219,975,000 | 253,807,000 |
| Equity capital | 136,812,000 | 140,800,000 | 144,996,000 | 148,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,843,000 | 28,754,000 | 43,878,000 | 59,106,000 |
| Interest expense | 4,231,000 | 8,971,000 | 13,834,000 | 18,411,000 |
| Net interest income | 9,612,000 | 19,783,000 | 30,044,000 | 40,695,000 |
| Noninterest income | 900,000 | 2,193,000 | 3,606,000 | 4,564,000 |
| Noninterest expense | 6,008,000 | 12,186,000 | 18,590,000 | 25,293,000 |
| Provision for loan losses | 325,000 | 1,075,000 | 1,260,000 | 1,618,000 |
| Pretax income | 4,179,000 | 8,720,000 | 13,805,000 | 18,353,000 |
| Income tax | 744,000 | 1,663,000 | 2,764,000 | 3,574,000 |
| Net income | 3,435,000 | 7,057,000 | 11,041,000 | 14,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,964,000 | 140,586,000 | 144,570,000 | 148,308,000 |
| Total capital | 146,153,000 | 149,771,000 | 153,940,000 | 157,892,000 |
| Risk-weighted assets | 1,087,544,000 | 1,116,777,000 | 1,127,350,000 | 1,169,697,000 |