Call reports 2018
MAINSTREET BANK — 2018
What MAINSTREET BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 843,302,000 | 935,727,000 | 1,056,502,000 | 1,100,083,000 |
| Total loans | 709,033,000 | 823,606,000 | 859,150,000 | 925,956,000 |
| Allowance for loan losses | 6,334,000 | 7,731,000 | 8,327,000 | 8,831,000 |
| Securities available for sale | 47,009,000 | 20,806,000 | 79,489,000 | 55,979,000 |
| Securities held to maturity | 25,969,000 | 25,922,000 | 24,721,000 | 24,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,637,000 | 803,223,000 | 894,165,000 | 921,754,000 |
| Interest-bearing deposits | 526,124,000 | 621,659,000 | 698,137,000 | 708,261,000 |
| Noninterest-bearing deposits | 166,513,000 | 181,564,000 | 196,028,000 | 213,493,000 |
| Equity capital | 83,273,000 | 84,835,000 | 129,223,000 | 133,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,774,000 | 18,954,000 | 30,794,000 | 43,905,000 |
| Interest expense | 1,743,000 | 4,164,000 | 7,783,000 | 11,700,000 |
| Net interest income | 7,031,000 | 14,790,000 | 23,011,000 | 32,205,000 |
| Noninterest income | 491,000 | 1,064,000 | 1,736,000 | 3,169,000 |
| Noninterest expense | 4,577,000 | 9,446,000 | 14,605,000 | 19,978,000 |
| Provision for loan losses | 635,000 | 2,030,000 | 2,630,000 | 3,126,000 |
| Pretax income | 2,310,000 | 4,378,000 | 7,512,000 | 12,270,000 |
| Income tax | 435,000 | 810,000 | 1,400,000 | 2,296,000 |
| Net income | 1,875,000 | 3,568,000 | 6,112,000 | 9,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,426,000 | 85,120,000 | 129,663,000 | 133,529,000 |
| Total capital | 89,760,000 | 92,851,000 | 137,990,000 | 142,360,000 |
| Risk-weighted assets | 785,853,000 | 919,745,000 | 946,339,000 | 1,035,088,000 |