Call reports 2017
MAINSTREET BANK — 2017
What MAINSTREET BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 568,262,000 | 644,260,000 | 705,470,000 | 807,625,000 |
| Total loans | 465,832,000 | 530,439,000 | 574,130,000 | 660,045,000 |
| Allowance for loan losses | 4,064,000 | 4,450,000 | 4,993,000 | 5,705,000 |
| Securities available for sale | 28,889,000 | 37,274,000 | 51,854,000 | 51,314,000 |
| Securities held to maturity | 26,664,000 | 26,615,000 | 26,566,000 | 26,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,058,000 | 540,642,000 | 598,346,000 | 672,755,000 |
| Interest-bearing deposits | 357,722,000 | 399,792,000 | 440,912,000 | 492,464,000 |
| Noninterest-bearing deposits | 108,336,000 | 140,850,000 | 157,434,000 | 180,291,000 |
| Equity capital | 60,247,000 | 61,644,000 | 63,111,000 | 77,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,803,000 | 11,987,000 | 19,105,000 | 27,021,000 |
| Interest expense | 821,000 | 1,762,000 | 2,993,000 | 4,508,000 |
| Net interest income | 4,982,000 | 10,225,000 | 16,112,000 | 22,513,000 |
| Noninterest income | 635,000 | 1,183,000 | 1,717,000 | 2,210,000 |
| Noninterest expense | 3,730,000 | 7,481,000 | 11,446,000 | 15,658,000 |
| Provision for loan losses | 195,000 | 620,000 | 1,170,000 | 1,885,000 |
| Pretax income | 1,692,000 | 3,307,000 | 5,213,000 | 7,180,000 |
| Income tax | 421,000 | 848,000 | 1,439,000 | 2,662,000 |
| Net income | 1,271,000 | 2,459,000 | 3,774,000 | 4,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,389,000 | 61,591,000 | 63,145,000 | 77,752,000 |
| Total capital | 64,453,000 | 66,041,000 | 68,138,000 | 83,457,000 |
| Risk-weighted assets | 512,635,000 | 588,550,000 | 641,653,000 | 730,031,000 |