Call reports 2011
MAINSTREET BANK — 2011
What MAINSTREET BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 248,257,000 | 256,612,000 | 265,399,000 | 282,467,000 |
| Total loans | 203,626,000 | 209,072,000 | 198,847,000 | 202,150,000 |
| Allowance for loan losses | 3,583,000 | 3,301,000 | 3,158,000 | 3,587,000 |
| Securities available for sale | 22,748,000 | 19,412,000 | 20,859,000 | 62,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,510,000 | 224,260,000 | 232,096,000 | 249,664,000 |
| Interest-bearing deposits | 188,717,000 | 190,928,000 | 205,046,000 | 209,501,000 |
| Noninterest-bearing deposits | 27,793,000 | 33,332,000 | 27,050,000 | 40,163,000 |
| Equity capital | 23,366,000 | 23,828,000 | 24,477,000 | 24,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,210,000 | 6,483,000 | 9,777,000 | 12,934,000 |
| Interest expense | 694,000 | 1,353,000 | 2,084,000 | 2,837,000 |
| Net interest income | 2,516,000 | 5,130,000 | 7,693,000 | 10,097,000 |
| Noninterest income | 160,000 | 357,000 | 623,000 | 830,000 |
| Noninterest expense | 2,309,000 | 4,732,000 | 6,612,000 | 8,862,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 520,000 |
| Pretax income | 372,000 | 758,000 | 1,717,000 | 1,658,000 |
| Income tax | 128,000 | 262,000 | 598,000 | 569,000 |
| Net income | 244,000 | 496,000 | 1,119,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,175,000 | 23,483,000 | 24,163,000 | 24,189,000 |
| Total capital | 25,877,000 | 26,243,000 | 26,737,000 | 26,878,000 |
| Risk-weighted assets | 215,263,000 | 220,276,000 | 205,375,000 | 214,215,000 |