Call reports 2007

MAINSTREET BANK — 2007

Name: MAINSTREET BANK — FFIEC call report 2007
Creator: MAINSTREET BANK

What MAINSTREET BANK reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b8afdce5-0ee7-4fb7-8373-3c4cc512e561/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	119,938,000	136,274,000	140,550,000	147,146,000
Total loans	91,033,000	101,520,000	110,816,000	112,890,000
Allowance for loan losses	1,047,000	1,157,000	1,269,000	1,285,000
Securities available for sale	20,916,000	23,529,000	20,904,000	26,516,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	88,499,000	105,400,000	108,238,000	115,467,000
Interest-bearing deposits	76,583,000	92,940,000	94,573,000	99,316,000
Noninterest-bearing deposits	11,916,000	12,460,000	13,665,000	16,151,000
Equity capital	22,418,000	22,302,000	22,314,000	22,346,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	2,048,000	4,406,000	7,024,000	9,679,000
Interest expense	865,000	1,929,000	3,156,000	4,414,000
Net interest income	1,183,000	2,477,000	3,868,000	5,265,000
Noninterest income	32,000	78,000	134,000	186,000
Noninterest expense	1,258,000	2,647,000	4,103,000	5,620,000
Provision for loan losses	90,000	200,000	312,000	328,000
Pretax income	-133,000	-292,000	-413,000	-497,000
Income tax	-45,000	-99,000	-141,000	-169,000
Net income	-88,000	-193,000	-272,000	-328,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	22,579,000	22,498,000	22,433,000	22,442,000
Total capital	23,626,000	23,655,000	23,702,000	23,727,000
Risk-weighted assets	103,048,000	119,064,000	121,172,000	124,451,000