Call reports 2026
CITIZENS AND FARMERS BANK — 2026
What CITIZENS AND FARMERS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,790,564,000 | 2,787,917,000 |
| Total loans | 2,130,568,000 | 2,159,244,000 |
| Allowance for loan losses | 39,665,000 | 39,675,000 |
| Securities available for sale | 470,619,000 | 458,252,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,410,464,000 | 2,380,827,000 |
| Interest-bearing deposits | 1,831,076,000 | 1,804,225,000 |
| Noninterest-bearing deposits | 579,388,000 | 576,602,000 |
| Equity capital | 316,264,000 | 325,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 39,252,000 | 79,709,000 |
| Interest expense | 10,334,000 | 20,486,000 |
| Net interest income | 28,918,000 | 59,223,000 |
| Noninterest income | 8,371,000 | 17,187,000 |
| Noninterest expense | 24,212,000 | 49,500,000 |
| Provision for loan losses | 3,450,000 | 6,100,000 |
| Pretax income | 9,849,000 | 22,235,000 |
| Income tax | 1,910,000 | 4,537,000 |
| Net income | 7,892,000 | 17,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 306,232,000 | 310,453,000 |
| Total capital | 334,896,000 | 339,277,000 |
| Risk-weighted assets | 2,280,374,000 | 2,293,322,000 |