Call reports 2001
CITIZENS AND FARMERS BANK — 2001
What CITIZENS AND FARMERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 366,489,000 | 386,324,000 | 379,072,000 | 393,096,000 |
| Total loans | 281,571,000 | 304,099,000 | 291,363,000 | 313,844,000 |
| Allowance for loan losses | 3,658,000 | 3,711,000 | 3,749,000 | 3,653,000 |
| Securities available for sale | 58,823,000 | 52,189,000 | 48,174,000 | 48,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,342,000 | 320,076,000 | 328,136,000 | 324,205,000 |
| Interest-bearing deposits | 267,491,000 | 272,469,000 | 280,408,000 | 285,423,000 |
| Noninterest-bearing deposits | 43,851,000 | 47,607,000 | 47,728,000 | 38,782,000 |
| Equity capital | 33,723,000 | 34,791,000 | 36,084,000 | 36,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,783,000 | 13,868,000 | 20,842,000 | 27,723,000 |
| Interest expense | 3,148,000 | 6,347,000 | 9,328,000 | 11,985,000 |
| Net interest income | 3,635,000 | 7,521,000 | 11,514,000 | 15,738,000 |
| Noninterest income | 2,954,000 | 6,836,000 | 11,266,000 | 17,411,000 |
| Noninterest expense | 4,600,000 | 9,774,000 | 15,216,000 | 21,881,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 1,889,000 | 4,383,000 | 7,270,000 | 10,874,000 |
| Income tax | 482,000 | 1,206,000 | 2,089,000 | 3,246,000 |
| Net income | 1,407,000 | 3,177,000 | 5,181,000 | 7,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,366,000 | 32,687,000 | 33,679,000 | 35,346,000 |
| Total capital | 34,871,000 | 36,398,000 | 37,428,000 | 38,999,000 |
| Risk-weighted assets | 280,273,000 | 305,798,000 | 306,241,000 | 317,199,000 |