Call reports 2009
TEXAS FIRST BANK-WINNIE — 2009
What TEXAS FIRST BANK-WINNIE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 114,268,000 | 105,857,000 |
| Total loans | 29,028,000 | 26,502,000 |
| Allowance for loan losses | 444,000 | 441,000 |
| Securities available for sale | 48,049,000 | 42,673,000 |
| Securities held to maturity | 1,649,000 | 1,496,000 |
| Trading assets | 0 | 0 |
| Total deposits | 97,783,000 | 89,545,000 |
| Interest-bearing deposits | 61,464,000 | 55,044,000 |
| Noninterest-bearing deposits | 36,319,000 | 34,501,000 |
| Equity capital | 15,292,000 | 15,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 1,182,000 | 2,252,000 |
| Interest expense | 208,000 | 397,000 |
| Net interest income | 974,000 | 1,855,000 |
| Noninterest income | 266,000 | 538,000 |
| Noninterest expense | 843,000 | 1,756,000 |
| Provision for loan losses | 9,000 | 16,000 |
| Pretax income | 388,000 | 621,000 |
| Income tax | 138,000 | 237,000 |
| Net income | 250,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 8,041,000 | 8,174,000 |
| Total capital | 8,485,000 | 8,615,000 |
| Risk-weighted assets | 54,690,000 | 50,893,000 |