Call reports 2007
TEXAS FIRST BANK-WINNIE — 2007
What TEXAS FIRST BANK-WINNIE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,188,000 | 78,916,000 | 78,728,000 | 81,449,000 |
| Total loans | 30,819,000 | 28,184,000 | 28,365,000 | 29,944,000 |
| Allowance for loan losses | 442,000 | 441,000 | 443,000 | 442,000 |
| Securities available for sale | 26,003,000 | 28,330,000 | 31,443,000 | 31,686,000 |
| Securities held to maturity | 1,004,000 | 981,000 | 953,000 | 923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,403,000 | 65,255,000 | 64,532,000 | 67,144,000 |
| Interest-bearing deposits | 39,567,000 | 38,504,000 | 39,141,000 | 40,353,000 |
| Noninterest-bearing deposits | 26,836,000 | 26,751,000 | 25,391,000 | 26,791,000 |
| Equity capital | 13,357,000 | 13,440,000 | 13,768,000 | 13,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,171,000 | 3,285,000 | 4,412,000 |
| Interest expense | 250,000 | 502,000 | 764,000 | 1,031,000 |
| Net interest income | 843,000 | 1,669,000 | 2,521,000 | 3,381,000 |
| Noninterest income | 242,000 | 535,000 | 850,000 | 1,122,000 |
| Noninterest expense | 838,000 | 1,608,000 | 2,438,000 | 3,607,000 |
| Provision for loan losses | 26,000 | 42,000 | 62,000 | 68,000 |
| Pretax income | 221,000 | 554,000 | 871,000 | 828,000 |
| Income tax | 75,000 | 188,000 | 296,000 | 268,000 |
| Net income | 146,000 | 366,000 | 575,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,702,000 | 6,922,000 | 7,032,000 | 6,816,000 |
| Total capital | 7,144,000 | 7,362,000 | 7,475,000 | 7,258,000 |
| Risk-weighted assets | 46,962,000 | 46,593,000 | 46,419,000 | 48,788,000 |